Economic Security
Overall Housing Cost Burden

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Source: U.S. Census Bureau

What does this measure?

The share of housing units with people paying 30% or more of their income in rent or ownership costs.

Why is this important?

The federal government considers 30% of income a threshold for affordable housing. People paying more than 30% are considered to be cost-burdened.

How is Westchester County performing?

In 2018-22, 38% of housing units in Westchester County were unaffordable, higher than both the national level of 31% and the state level of 37%. However, the county's rate has improved 7 percentage points from 45% in 2008-12.

Of comparison counties, Westchester had the second-highest unaffordability rate, behind Rockland at 42%, and slightly above Nassau (37%) and Putnam (35%). Highly unaffordable municipalities included Mount Vernon and Port Chester, both at 46%, and Ossining, 45%. Scarsdale had the lowest share of unaffordable housing units, at 25%.

Notes about the data

Multi-year figures are from the Census Bureau's American Community Survey. The bureau combined five years of responses to the survey to provide estimates for smaller geographic areas and increase the precision of its estimates. The survey provides data on characteristics of the population that used to be collected only during the decennial census.

Overall Housing Cost Burden
2010-142015-192020-24
Westchester County44%40%39%
Nassau County44%38%36%
Putnam County40%37%36%
Rockland County45%44%44%
New York State41%38%37%
Mount Vernon55%51%45%
New Rochelle50%46%40%
Peekskill52%52%43%
Rye City34%32%30%
White Plains42%41%40%
Yonkers47%43%43%
Westchester County Towns
Bedford39%40%32%
Cortlandt41%32%34%
Eastchester40%35%38%
Greenburgh39%32%36%
Harrison43%36%40%
Lewisboro40%29%25%
Mamaroneck37%29%37%
Mount Kisco42%35%*39%*
Mount Pleasant41%39%39%
New Castle34%26%33%
North Castle40%35%37%*
North Salem34%*39%*24%*
Ossining49%45%42%
Pelham38%32%30%
Pound Ridge35%*36%*26%*
Rye52%43%44%
Scarsdale33%22%27%
Somers35%34%27%
Yorktown44%33%28%
Westchester County Villages
Ardsley44%*29%*36%*
Briarcliff Manor39%32%30%*
Bronxville30%*28%*33%*
Buchanan34%*34%*32%*
Croton-on-Hudson36%33%29%*
Dobbs Ferry38%33%*43%*
Elmsford49%*42%*43%*
Village of Harrison43%36%40%
Hastings-on-Hudson36%29%29%*
Irvington30%*36%*32%*
Larchmont29%*25%*51%*
Village of Mamaroneck43%38%40%
Village of Mount Kisco42%35%*39%*
Village of Ossining53%51%46%
Village of Pelham42%34%39%*
Pelham Manor33%*30%*20%*
Pleasantville38%*36%*38%*
Port Chester59%48%49%
Rye Brook44%33%32%*
Village of Scarsdale33%22%27%
Sleepy Hollow52%45%*42%
Tarrytown49%34%*38%*
Tuckahoe49%*46%*51%*

Source: U.S. Census Bureau
Notes: Multiyear results are from rolling American Community Survey. * Margin of error between 20% & 35% of estimate; ** margin of error between 35% & 50%; *** margin of error greater than 50%.




Number of Unaffordable Housing Units
2010-142015-192020-24
Westchester County151,586138,208145,158
Nassau County194,711170,464167,095
Putnam County13,74212,77012,763
Rockland County44,59044,35145,836
New York State2,981,9612,763,9732,883,052
Mount Vernon14,20113,07912,602
New Rochelle14,01513,04312,825
Peekskill4,7314,8534,628
Rye City1,8481,7481,733
White Plains9,2719,40210,152
Yonkers34,30932,50635,458
Westchester County Towns
Bedford2,1332,3691,720
Cortlandt6,1614,8365,027
Eastchester5,0594,4254,974
Greenburgh12,74110,90012,871
Harrison3,5643,0573,653
Lewisboro1,7671,3501,066
Mamaroneck4,0763,0704,366
Mount Kisco1,7181,378*1,695*
Mount Pleasant5,7985,6096,008
New Castle1,9591,5242,043
North Castle1,5031,4311,527*
North Salem641*712*431*
Ossining5,7706,0565,728
Pelham1,4971,3011,294
Pound Ridge668*678*467*
Rye8,0226,5687,543
Scarsdale1,7691,2401,512
Somers2,6502,7732,212
Yorktown5,7154,3003,623
Westchester County Villages
Ardsley671*463*592*
Briarcliff Manor1,012871829*
Bronxville664*611*730*
Buchanan295*250*263*
Croton-on-Hudson1,056982869*
Dobbs Ferry1,4021,209*1,721*
Elmsford732*675*679*
Village of Harrison3,5643,0573,653
Hastings-on-Hudson1,069828902*
Irvington745*841*763*
Larchmont624*531*1,283*
Village of Mamaroneck3,1832,6572,915
Village of Mount Kisco1,7181,378*1,695*
Village of Ossining3,9334,4514,226
Village of Pelham925788904*
Pelham Manor572*513*390*
Pleasantville980*874*1,043*
Port Chester5,4204,3215,385
Rye Brook1,5121,1311,100*
Village of Scarsdale1,7691,2401,512
Sleepy Hollow1,8971,675*1,787
Tarrytown2,2081,507*2,029*
Tuckahoe1,347*1,284*1,527*

Source: U.S. Census Bureau
Notes: Multiyear results are from rolling American Community Survey. * Margin of error between 20% & 35% of estimate; ** margin of error between 35% & 50%; *** margin of error greater than 50%.




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INDICATORS TREND | WESTCHESTER
Early Prenatal Care, by Mother's Race/Ethnicity 10 Not Applicable*
Infant Mortality Rate, by Race/Ethnicity 10 Not Applicable*
Children Receiving Subsidized Child Care 0
Maintaining
Children Living in Poverty, by Race/Ethnicity 10 Not Applicable*
Disengaged Youth, Ages 16 to 19 -1
Decreasing
Single-Parent Families, by Race/Ethnicity 10 Not Applicable*
Single Female-Headed Households -1
Decreasing
Voter Registration Rate 1
Increasing
Voter Participation Rate 1
Increasing
Serious Crimes -1
Decreasing
Reported Victims of Domestic Violence 0
Maintaining
Arrest Rates, by Race/Ethnicity 10 Not Applicable*
Households without Vehicles -1
Decreasing
Means of Transportation to Work, by Race/Ethnicity 10 Not Applicable*
Open Space in Westchester County 10 Not Applicable*
Change in Total Population 1
Increasing
Change in Population, by Race/Ethnicity 10 Not Applicable*
Change in Population, by Age 10 Not Applicable*
People with Disabilities 1
Increasing
Language Diversity 1
Increasing
People 65 or Older Living Alone -1
Decreasing
Foreign-Born Population 1
Increasing
Change in Total Jobs 1
Increasing
Change in Jobs by Sector 10 Not Applicable*
Business Ownership, by Race/Ethnicity 10 Not Applicable*
Average Salary by Sector 10 Not Applicable*
Median Household Income, by Race/Ethnicity 10 Not Applicable*
Income in Relation to Poverty Level 10 Not Applicable*
Female to Male Earnings Ratio 0
Maintaining
Unemployment Rate, by Race/Ethnicity 10 Not Applicable*
People Living in Poverty -1
Decreasing
People Living in Poverty, by Race/Ethnicity 10 Not Applicable*
Seniors Living in Poverty 1
Increasing
Seniors Living in Poverty, by Race/Ethnicity 10 Not Applicable*
Food Insecurity 1
Increasing
Households Receiving SNAP, by Race/Ethnicity 10 Not Applicable*
Public Assistance 0
Maintaining
People Receiving Supplemental Security Income -1
Decreasing
Homeownership Rate, by Race/Ethnicity 10 Not Applicable*
Cost of Homeownership, by Race/Ethnicity 10 Not Applicable*
Overall Housing Cost Burden -1
Decreasing
Cost of Rent, by Race/Ethnicity 10 Not Applicable*
Rent Burdened Households -1
Decreasing
Homelessness, by Race/Ethnicity 10 Not Applicable*
Homelessness, by Sex 10 Not Applicable*
Per-Student Spending 0
Maintaining
Student Suspensions -1
Decreasing
Student Performance on Grade 3 English, by Race/Ethnicity 10 Not Applicable*
High School Cohort Graduation Rate, by Race/Ethnicity 10 Not Applicable*
College Admission Rate, by Race/Ethnicity 10 Not Applicable*
College Enrollment Rate, by Race/Ethnicity 10 Not Applicable*
Education Levels of Adults, by Race/Ethnicity 10 Not Applicable*
People Without Health Insurance -1
Decreasing
Mortality Rate, by Race/Ethnicity 10 Not Applicable*
Mortality Rate from Chronic Lower Respiratory Disease, by Race/Ethnicity 10 Not Applicable*
Diabetes Mortality, by Race/Ethnicity 10 Not Applicable*
Suicide Rates, by Race/Ethnicity 10 Not Applicable*


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